When the Unexpected Becomes Reality Disability happens to more people, more often than you may think, and it lasts longer, too. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Extended Care: A Patchwork of Possibilities What is your plan for health care during retirement? How Insurance Deductibles Work Knowing how insurance deductibles work can help you save money and give you peace of mind. The Most Overlooked Item of Any Home Improvement The item most homeowners forget on their home improvement project checklist is insurance.